[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dokr.cz\/na-co-je-rozumne-si-vzit-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.dokr.cz\/na-co-je-rozumne-si-vzit-pujcku\/","headline":"Na co je rozumn\u00e9 si vz\u00edt p\u016fj\u010dku?","name":"Na co je rozumn\u00e9 si vz\u00edt p\u016fj\u010dku?","description":"Sly\u0161eli jste u\u017e n\u011bkdy o p\u016fj\u010dk\u00e1ch? V\u011bt\u0161ina lid\u00ed m\u00e1 na n\u011b \u0161patn\u00fd n\u00e1zor a odsuzuje je, rad\u00ed ostatn\u00edm, a\u0165 si p\u016fj\u010dku neberou. Kde je tedy […]","datePublished":"2024-05-05","dateModified":"2024-05-05","author":{"@type":"Person","@id":"https:\/\/www.dokr.cz\/author\/#Person","name":"","url":"https:\/\/www.dokr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dokr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dokr.cz\/wp-content\/uploads\/pexels-markus-spiske-316401_10.jpg","url":"https:\/\/www.dokr.cz\/wp-content\/uploads\/pexels-markus-spiske-316401_10.jpg","height":0,"width":0},"url":"https:\/\/www.dokr.cz\/na-co-je-rozumne-si-vzit-pujcku\/","about":["Ekonomika"],"wordCount":461,"articleBody":"           Sly\u0161eli jste u\u017e n\u011bkdy o p\u016fj\u010dk\u00e1ch? V\u011bt\u0161ina lid\u00ed m\u00e1 na n\u011b \u0161patn\u00fd n\u00e1zor a odsuzuje je, rad\u00ed ostatn\u00edm, a\u0165 si p\u016fj\u010dku neberou. Kde je tedy pravda, k \u010demu p\u016fj\u010dka je a kdy je dobr\u00e9 si ji vz\u00edt? Ur\u010dit\u011b v\u00edte, \u017ee p\u016fj\u010dky jsou velk\u00fd z\u00e1vazek. A k tomu, abyste si v\u016fbec n\u011bjakou p\u016fj\u010dku mohli vz\u00edt, mus\u00edte m\u00edt p\u0159\u00edjem, kter\u00fd je stabiln\u00ed. Pro\u010d? Proto\u017ee pokud nebudete m\u00edt p\u016fj\u010dku z \u010deho spl\u00e1cet, tak to bude hodn\u011b \u0161patn\u00e9. A mohli byste taky o hodn\u011b p\u0159ij\u00edt. J\u00e1 osobn\u011b m\u00e1m ohledn\u011b p\u016fj\u010dek respekt. V\u00edm, \u017ee kdy\u017e ji \u010dlov\u011bk opravdu pot\u0159ebuje, tak je mo\u017enost si ji vz\u00edt. Na co je rozumn\u00e9 si vz\u00edt p\u016fj\u010dku? Na rozumn\u00e9 v\u011bci. T\u0159eba n\u011bkdo chce ud\u011blat rekonstrukci domu a tam je to pot\u0159eba, a to je rozumn\u00e1 v\u011bc. P\u016fj\u010dky mohou lidem pom\u00e1hat hypotekybezregistru.cz, tomu v\u011b\u0159te. Ale jenom v tom p\u0159\u00edpad\u011b, pokud si ji vezmou na n\u011bjakou opravdu smysluplnou v\u011bc, kter\u00e1 je d\u016fle\u017eit\u00e1. J\u00e1 sama jsem taky u\u017e jednou p\u016fj\u010dku m\u011bla a u\u017e ji m\u00e1m splacenou a nestyd\u00edm se to \u0159\u00edct. A taky mi hodn\u011b pomohla. Co si budeme pov\u00eddat, v t\u00e9 dob\u011b jsem moc pen\u011bz u\u0161et\u0159en\u00fdch nem\u011bla a prost\u011b ta p\u016fj\u010dka byla pot\u0159eba.Kde p\u016fj\u010dku z\u00edskat?Je docela dost mo\u017enost\u00ed, jak p\u016fj\u010dku z\u00edskat. T\u0159eba od banky, n\u011bkdo i p\u0159es takzvan\u00e9 lichv\u00e1\u0159e, ale to je zbyte\u010dn\u00e9 a v ur\u010dit\u00e9m smyslu taky zbyte\u010dn\u00e9, p\u016fj\u010dkou od lichv\u00e1\u0159e byste si akor\u00e1t u\u0161kodili. Ka\u017edop\u00e1dn\u011b mus\u00edte se p\u0159ipravit na to, \u017ee i u p\u016fj\u010dky budete platit n\u011bjak\u00e9 men\u0161\u00ed \u00faroky. To z\u00e1le\u017e\u00ed na ka\u017ed\u00e9 firm\u011b, jak to m\u00e1 nastaven\u00e9 a kolik procent \u00farok\u016f tam maj\u00ed nastaven\u00e9. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b nezapome\u0148te na to, \u017ee p\u016fj\u010dka se opravdu bere jenom v nejv\u011bt\u0161\u00ed nutnosti. Opravdu na pot\u0159ebn\u00e9 v\u011bci. J\u00e1 bych si nikdy osobn\u011b p\u016fj\u010dku nevzala na n\u011bco, co nen\u00ed d\u016fle\u017eit\u00e9. P\u016fj\u010dka je docela velk\u00fd z\u00e1vazek a ten se mus\u00ed plnit. A nejlep\u0161\u00ed je je\u0161t\u011b p\u0159ed t\u00edm, ne\u017e si p\u016fj\u010dku vezmete, v\u0161echno po\u0159\u00e1dn\u011b promyslet a potom uvid\u00edte, jestli p\u016fj\u010dku opravdu pot\u0159ebujete anebo ne a dojdete k n\u011bjak\u00e9mu rozhodnut\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          3\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na co je rozumn\u00e9 si vz\u00edt p\u016fj\u010dku?","item":"https:\/\/www.dokr.cz\/na-co-je-rozumne-si-vzit-pujcku\/#breadcrumbitem"}]}]